railway station, in, if you press me, not the most pleasant state of
mind conceivable--by explaining a thought more fully the posture of
affairs at Selwoode on the May morning that starts our story.

And to do this I must commence with the nature of the man who founded
Selwoode.

It was when the nineteenth century was still a hearty octogenarian
that Frederick R. Woods caused Selwoode to be builded. I give you the
name by which he was known on "the Street." A mythology has grown
about the name since, and strange legends of its owner are still
narrated where brokers congregate. But with the lambs he sheared, and
the bulls he dragged to earth, and the bears he gored to financial
death, we have nothing to do; suffice it, that he performed these
operations with almost uniform success and in an unimpeachably
respectable manner.

And if, in his time, he added materially to the lists of inmates in
various asylums and almshouses, it must be acknowledged that he bore
his victims no malice, and that on every Sunday morning he confessed
himself to be a miserable sinner, in a voice that was perfectly
audible three pews off. At bottom, I think he considered his relations
with Heaven on a purely business basis; he kept a species of running
account with Providence; and if on occasions he overdrew it somewhat,
he saw no incongruity in evening matters with a cheque for the church
fund.

So that at his death it was said of him that he had, in his day, sent
more men into bankruptcy and more missionaries into Africa than any
other man in the country.