membership. The maximum benefit is paid in the Cigar Makers and in the
Pattern Makers to members of fifteen years' standing.

Only a few unions have decreased the amount of the benefit from that
first established. Among these are the Brotherhood of Carpenters, the
Brotherhood of Leather Workers on Horse Goods, the Tailors' Union, and
the Metal Polishers' Union. In the case of the Carpenters the death
benefit which was originally established at $250 in 1882 was $100 in
1905. Changes of this kind have naturally followed the too liberal
policy of inexperienced unions.

The following table, giving the amount of the death benefit as
originally established and as paid at present in certain of the more
important unions which have adopted the graded death benefit,
illustrates the variety of forms which the systems take:

AMOUNT OF DEATH BENEFIT.
==========================================================================
| | Date of | |
|Date of |Introducing|Amount of Death |Amount of Death
Name of | Organi-| Death | Benefit Paid |Benefit Paid in
Union | zation | Benefits | Originally | 1905.
--------------------------------------------------------------------------
Boot and | 1895 | 1898 | $50 for six months' |$50 for six months'
Shoe | | | membership. | membership.
Workers | | | $100 for two years' |$100 for two years'
| | | membership. | membership.
| | | |
Carpenters,| 1881 | 1882 | $250 for six months'|$100 for six
Brotherhood| | | membership. |months' membership.