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Beneficiary Features of American Trade Unions by James B. Kennedy
page 68 of 151 (45%)
Weavers, Elastic Goring .......... 6 months
Wood Workers ..................... 60 years 6 months

Only a few unions make good physical condition a requisite for admission
to the death benefit. In a small number provision is made that if death
result from disease incurred prior to admission the union shall not pay
the benefit. In the majority of the unions every member admitted to the
union is covered by the death benefit. Some of the unions, such as the
Brotherhood of Carpenters, the Boot and Shoe Workers' Union, the
Brotherhood of Painters, and the Pattern Makers' League, provide a
smaller benefit for those not eligible at time of initiation. In the
Brotherhood of Carpenters any apprentice under twenty-one years of age,
or any candidate for membership over fifty years of age, in ill health
and not qualified for full benefit when admitted to the union, is
limited to a funeral allowance of fifty dollars.[99] The Boot and Shoe
Workers' Union provides that members of sixty years of age, or those
afflicted with chronic diseases at time of initiation, shall be eligible
to half benefit only.[100] In the Brotherhood of Painters members of
sound health and over fifty years of age when admitted are eligible to a
semi-beneficial benefit of fifty dollars and to a funeral benefit of
twenty-five dollars in case of death of wife.[101]

[Footnote 99: Constitution, 1903 (Indianapolis, n.d.), secs. 65 and 98.]

[Footnote 100: Constitution, 1904 (Boston, n.d.), sec. 68.]

[Footnote 101: Constitution, 1904 (La Fayette, n.d.), sec. 133.]

The requirement of a preliminary period of membership serves to protect
the union against the entrance of persons who wish to join because they
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