mysteries of the business?"

"Oh, yes; I'll do that willingly."

"Then I will buy you out."

In five minutes the business was settled.

"Joe," said Morgan, "let me congratulate you. You are now one of the
business men of San Francisco."

"It seems like a dream to me, Mr. Morgan," said Joe. "This morning
when I waked up I wasn't worth a cent."

"And now you own five hundred dollars," said Mr. Morgan, laughing.

"That wasn't exactly the way I thought of it, sir, but are you not
afraid to trust me to that amount?"

"No, I am not, Joe," said Morgan seriously. "I think you are a boy
of energy and integrity. I don't see why you shouldn't succeed."

"Suppose I shouldn't?"

"I shall not trouble myself about the loss. In all probability, you
saved my life last evening. That is worth to me many times what I
have invested for you."

"I want to give you my note for the money," said Joe. "If I live, I
will pay you, with interest."