"I suppose you know that my father has taken a mortgage on your father's
farm?"

"Yes, I know that."

"If your father can't pay the mortgage when it is due, father will have
to take the farm."

Andy made no answer, but thought Conrad more disagreeable than ever. By
way of changing the conversation, he said:

"That's a new bicycle, isn't it?"

"Yes; I got tired of the old one. This is a very expensive one.
Wouldn't you like to own a bicycle?"

"Yes."

"Of course, you never will."

"Then I must be content without one."

"Well, I must leave you. I'll come around soon and see you ride a horse
to plow."

As Conrad sped away on his wheel, Andy said to himself:

"I shouldn't like to be rich if it made me as disagreeable as Conrad."