"It is unfortunately more than possible; it is certain. Neither
you nor your son knew the true character of this man when you
admitted him into your family circle. He is one of the most
dangerous men in England--a ruined gambler, an absolutely
desperate villain, a man without heart or conscience. Your niece
knew nothing of such men. When he breathed his vows to her, as he
had done to a hundred before her, she flattered herself that she
alone had touched his heart. The devil knows best what he said,
but at least she became his tool and was in the habit of seeing
him nearly every evening."

"I cannot, and I will not, believe it!" cried the banker with an
ashen face.

"I will tell you, then, what occurred in your house last night.
Your niece, when you had, as she thought, gone to your room,
slipped down and talked to her lover through the window which
leads into the stable lane. His footmarks had pressed right
through the snow, so long had he stood there. She told him of the
coronet. His wicked lust for gold kindled at the news, and he
bent her to his will. I have no doubt that she loved you, but
there are women in whom the love of a lover extinguishes all
other loves, and I think that she must have been one. She had
hardly listened to his instructions when she saw you coming
downstairs, on which she closed the window rapidly and told you
about one of the servants' escapade with her wooden-legged lover,
which was all perfectly true.

"Your boy, Arthur, went to bed after his interview with you but
he slept badly on account of his uneasiness about his club debts.