Many assessment insurance companies are not what they ought to be, but
there are those worthy of confidence and patronage, whose managers are
making the business a careful study, and bringing to its administration,
honesty of purpose and large executive ability.

If the insuring public will learn to discriminate and place their risks
in the best assessment companies, remembering that insurance in any good
company must cost a reasonable amount, they need have no apprehension as
to the result.

* * * * *




THE HERO OF LAKE ERIE.

ORATION DELIVERED AT THE UNVEILING OF HIS STATUE AT NEWPORT, R.I.,
SEPT. 10, 1885.


By Hon. William P. Sheffield.


The battle of Lake Erie was fought seventy-two years ago to-day; and we
have convened to dedicate to the public and to posterity a statue in
memory of the Commander of the American fleet on that occasion,

Oliver Hazard Perry needs no monument of bronze or marble to commemorate
his name, or to illustrate his glory. History has taken these into its