CHAPTER I

A Great Change


"There's no doubt about it, we really must economize somehow!" sighed
Mrs. Woodward helplessly, with her housekeeping book in one hand, and
her bank pass-book in the other, and an array of bills spread out on the
table in front of her. "Children, do you hear what I say? The war will
make a great difference to our income, and we can't--simply _can't_--go
on living in exactly the old way. The sooner we all realize it the
better. I wish I knew where to begin."

"Might knock off going to church, and save the money we give in
collections!" suggested Percy flippantly. "It must tot up to quite a
decent sum in the course of a year, not to mention pew rent!"

His mother cast a reproachful glance at him.

"Now, Percy, _do_ be serious for once! You and Winona are quite old
enough to understand business matters. I must discuss them with
somebody. As I said before, we shall really have to economize somehow,
and the question is where to begin."

"I saw some hints in a magazine the other day," volunteered Winona,
hunting among a pile of papers, and fishing up a copy of _The
Housewife's Journal_. "Here you are! There's a whole article on War
Economies. It says you can halve your expenses if you only try. It gives