salesman, had a good address, and was believed by him to possess
business habits eminently conducive to success. The fact that he had
once failed was something of a drawback in his mind, but he had
asked Jacob the reason of his ill-success, which was so plausibly
explained, that he considered the young man as simply unfortunate in
not having capital, and nothing else.

"I think Mr. Jones just the right man for you," said the father, as
they walked along.

"I don't know of any one with whom I had rather form a business
connection. He is a man of good address, business habits, and, as
far as I know, good principles."

"Suppose you mention the subject to him this afternoon."

This was agreed to. The two men then entered the shop of a
fashionable tailor, for the purpose of ordering some clothes. While
there, a man having the appearance of a collector came in, and drew
the tailor aside. The conversation was brief but earnest, and
concluded by the tailor's saying, so loud that he could be heard by
all who were standing near,

"It's no use to waste your time with him any longer. Just hand over
the account to Simpson, and let him take care of it."

The collector turned away, and the tailor came back to his
customers.

"It is too bad," said he, "the way some of these young fellows do