Is there any cooperative buying organization in your community? If
so, how has it benefited the community? If not, why? (Consult your
parents, your county agent, and others.)

Get publications from your state agricultural college relating to
cooperative buying and selling.

THRIFT IN MANAGEMENT

Wise expenditures depend not only upon knowledge of prices and
qualities, but also upon good management, as in planning ahead.
One plan that has been the means of lifting many individuals and
families out of financial difficulties and of enabling them to lay
by as savings a portion of their income, however small the latter
may be, is the BUDGET, which means the apportionment of
expenditures according to a plan laid out in advance. No budget
can apply to all families alike, but the following illustrates the
principle:

House (rent, taxes, insurance, repairs)........................25%

Food (all expenditures for the table, ice, etc.)...............30%

Clothing (materials and making, repairing, cleaning, pressing,
millinery, shoes)..............................................13%

Housekeeping (labor and materials for laundry, fuel and light,
telephone, supplies, and furnishings)..........................12%

Educational (school and school books, club dues, church and charity