Household lighting.
Labor-saving equipment in the laundry, the kitchen, and the sewing room.
Labor-saving devices for house cleaning.
Leading a simple life.

Apply to your home demonstration agent, or write to States
Relations Service, for publications relating to thrift in food,
clothing, fuel, etc.

THRIFT IN INVESTMENT

(4) Thrift involves a wise use of savings. They may be invested in
a home, a wise use because of the satisfaction that a home
produces. If the home is well located, well built, and well kept
up, it will probably also increase in money value. Savings may be
invested in machinery for farming, manufacturing, or mining; in a
stock of goods to be sold at a profit; in houses or office
buildings to be rented to others; or they may be lent to others
who pay interest for their use. In all these cases money
represents CAPITAL--capital being the machinery or tools and other
equipment with which wealth is produced.

Capital is brought into existence in only one way--that is, by
consuming less than is produced. If one has a dollar one can spend
it either for an article of consumption, say confectionery, or for
an article of production, say a spade. He who buys a spade becomes
a capitalist to the amount of a dollar--that is, he becomes the
owner of tools. The process is precisely the same whether the
amount in question is a dollar or a million dollars. [Footnote:
T.N. Carver, "How to Use Farm Credit," FARMERS' BULLETIN 593, U.S.